:root {
  --ink: #132126;
  --ink-soft: #35434a;
  --cream: #f3f5f4;
  --cream-deep: #e9edeb;
  --paper: #ffffff;
  --white: #ffffff;
  --gold: #c8aa22;
  --gold-light: #c8aa22;
  --gold-dark: #806b0d;
  --petrol: #0b4650;
  --muted: #667278;
  --line: rgba(19, 33, 38, 0.13);
  --shell: 1180px;
  --serif: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --sans: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

/* v1.41: ruhige Icon-Hierarchie in der Hauptnavigation */
.site-nav .nav-item::before {
  display: none;
  width: 17px;
  height: 17px;
  flex: 0 0 17px;
  background: currentColor;
  content: "";
  -webkit-mask-position: center;
  mask-position: center;
  -webkit-mask-repeat: no-repeat;
  mask-repeat: no-repeat;
  -webkit-mask-size: contain;
  mask-size: contain;
}
.site-nav .nav-item--booking::before {
  display: block;
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M8 2v4M16 2v4M3 9h18'/%3E%3Crect x='3' y='4' width='18' height='17' rx='3'/%3E%3Cpath d='m9 15 2 2 4-4'/%3E%3C/svg%3E");
  mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M8 2v4M16 2v4M3 9h18'/%3E%3Crect x='3' y='4' width='18' height='17' rx='3'/%3E%3Cpath d='m9 15 2 2 4-4'/%3E%3C/svg%3E");
}
.site-nav .nav-item--service { display: none; }

@media (max-width: 820px) {
  .site-nav .nav-item {
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .site-nav .nav-item::before { display: block; }
  .site-nav .nav-item--service { display: flex; }
  .site-nav .nav-item--beratung::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 5h16M4 12h10M4 19h7'/%3E%3Ccircle cx='18' cy='12' r='2'/%3E%3Ccircle cx='15' cy='19' r='2'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 5h16M4 12h10M4 19h7'/%3E%3Ccircle cx='18' cy='12' r='2'/%3E%3Ccircle cx='15' cy='19' r='2'/%3E%3C/svg%3E");
  }
  .site-nav .nav-item--ablauf::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='5' cy='5' r='2'/%3E%3Ccircle cx='19' cy='19' r='2'/%3E%3Cpath d='M7 5h5a4 4 0 0 1 4 4v2M17 13l-1-2-2 1'/%3E%3Cpath d='M17 19h-5a4 4 0 0 1-4-4v-2'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='5' cy='5' r='2'/%3E%3Ccircle cx='19' cy='19' r='2'/%3E%3Cpath d='M7 5h5a4 4 0 0 1 4 4v2M17 13l-1-2-2 1'/%3E%3Cpath d='M17 19h-5a4 4 0 0 1-4-4v-2'/%3E%3C/svg%3E");
  }
  .site-nav .nav-item--team::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9' cy='8' r='3'/%3E%3Cpath d='M3 20c0-4 2.5-6 6-6s6 2 6 6'/%3E%3Cpath d='M16 5a3 3 0 0 1 0 6M17 14c2.5.4 4 2.3 4 5'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9' cy='8' r='3'/%3E%3Cpath d='M3 20c0-4 2.5-6 6-6s6 2 6 6'/%3E%3Cpath d='M16 5a3 3 0 0 1 0 6M17 14c2.5.4 4 2.3 4 5'/%3E%3C/svg%3E");
  }
  .site-nav .nav-item--service::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 3l8 4v5c0 5-3.4 8-8 9-4.6-1-8-4-8-9V7l8-4z'/%3E%3Cpath d='M8 12h8M12 8v8'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 3l8 4v5c0 5-3.4 8-8 9-4.6-1-8-4-8-9V7l8-4z'/%3E%3Cpath d='M8 12h8M12 8v8'/%3E%3C/svg%3E");
  }
  .site-nav .nav-item--kontakt::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 15a4 4 0 0 1-4 4H8l-5 3 1.5-5A7 7 0 0 1 3 13V8a4 4 0 0 1 4-4h9a4 4 0 0 1 4 4z'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 15a4 4 0 0 1-4 4H8l-5 3 1.5-5A7 7 0 0 1 3 13V8a4 4 0 0 1 4-4h9a4 4 0 0 1 4 4z'/%3E%3C/svg%3E");
  }
  .site-nav .nav-item--career::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='7' width='18' height='13' rx='2'/%3E%3Cpath d='M9 7V5a2 2 0 0 1 2-2h2a2 2 0 0 1 2 2v2M3 12h18M10 12v2h4v-2'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='7' width='18' height='13' rx='2'/%3E%3Cpath d='M9 7V5a2 2 0 0 1 2-2h2a2 2 0 0 1 2 2v2M3 12h18M10 12v2h4v-2'/%3E%3C/svg%3E");
  }
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: clip;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { color: inherit; font: inherit; }
.shell { width: min(calc(100% - 48px), var(--shell)); margin-inline: auto; }
.section { padding: 112px 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -100px; z-index: 1000; background: var(--white); padding: 12px 18px; }
.skip-link:focus { top: 16px; }

.preview-flag {
  position: fixed;
  z-index: 100;
  right: 18px;
  bottom: 18px;
  display: flex;
  gap: 8px;
  align-items: center;
  padding: 9px 12px;
  background: rgba(16, 18, 22, 0.93);
  color: var(--white);
  border: 1px solid rgba(255,255,255,.16);
  box-shadow: 0 12px 30px rgba(0,0,0,.18);
  font-size: 12px;
}
.preview-flag strong { color: var(--gold-light); text-transform: uppercase; letter-spacing: .08em; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(16, 18, 22, 0.96);
  color: var(--white);
  border-bottom: 1px solid rgba(255,255,255,.08);
  backdrop-filter: blur(14px);
}
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { display: inline-flex; align-items: center; gap: 13px; min-width: max-content; }
.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border: 1px solid var(--gold);
  color: var(--gold-light);
  font-family: var(--serif);
  font-size: 15px;
  letter-spacing: -.08em;
}
.brand-copy { display: flex; flex-direction: column; line-height: 1.25; }
.brand-copy strong { font-size: 14px; text-transform: uppercase; letter-spacing: .13em; }
.brand-copy small { color: rgba(255,255,255,.62); font-size: 11px; margin-top: 3px; }
.site-nav { display: flex; align-items: center; gap: 30px; font-size: 14px; }
.site-nav > a:not(.nav-cta) { color: rgba(255,255,255,.78); transition: color .2s ease; }
.site-nav > a:not(.nav-cta):hover { color: var(--white); }
.site-nav .nav-career {
  margin-left: 2px;
  padding-left: 24px;
  border-left: 1px solid rgba(255,255,255,.18);
  color: var(--gold-light);
}
.site-nav .nav-career:hover { color: var(--white); }
.nav-cta { padding: 11px 16px; background: var(--gold); color: var(--ink); font-weight: 700; }
.menu-toggle { display: none; border: 0; background: transparent; padding: 8px; }
.menu-toggle span:not(.sr-only) { display: block; width: 25px; height: 2px; margin: 5px 0; background: var(--white); }

.hero { background: var(--cream); overflow: hidden; }
.hero-grid { min-height: 690px; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 72px; padding-top: 56px; padding-bottom: 56px; }
.eyebrow { margin: 0 0 20px; color: var(--gold); font-size: 12px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; }
.eyebrow::after { content: ""; display: block; width: 42px; height: 2px; margin-top: 14px; background: currentColor; }
.eyebrow-light { color: var(--gold-light); }
.hero h1, .section-heading h2, .process h2, .about h2, .review-summary h2, .contact h2 {
  margin: 0;
  font-family: var(--serif);
  font-weight: 500;
  line-height: .98;
  letter-spacing: -.035em;
  overflow-wrap: break-word;
  hyphens: auto;
}
.hero h1 { font-size: clamp(50px, 5.2vw, 76px); max-width: 760px; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-lead { max-width: 660px; margin: 30px 0 0; color: var(--ink-soft); font-size: 18px; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; padding: 13px 20px; border: 1px solid transparent; font-size: 14px; font-weight: 750; transition: transform .2s ease, background .2s ease, color .2s ease; }
.button:hover { transform: translateY(-2px); }
.button:focus-visible, .site-nav a:focus-visible, .goal-card:focus-visible, .contact-link:focus-visible { outline: 3px solid var(--gold-light); outline-offset: 4px; }
.button-primary { background: var(--ink); color: var(--white); }
.button-primary:hover { background: #292d34; }
.button-secondary { border-color: var(--ink); background: transparent; color: var(--ink); }
.button-secondary:hover { background: var(--white); }
.button-gold { background: var(--gold-light); color: var(--ink); }
.button-gold:hover { background: #e1c36f; }
.trust-list { display: flex; gap: 0; margin: 42px 0 0; padding: 0; list-style: none; }
.trust-list li { display: flex; flex-direction: column; min-width: 145px; padding: 0 20px; border-left: 1px solid var(--line); }
.trust-list li:first-child { padding-left: 0; border-left: 0; }
.trust-list strong { font-family: var(--serif); font-size: 22px; line-height: 1.1; }
.trust-list span { margin-top: 5px; color: var(--muted); font-size: 12px; }
.hero-visual { align-self: stretch; position: relative; display: flex; flex-direction: column; justify-content: center; }
.portrait-frame { position: relative; height: 440px; overflow: hidden; background: #e5e2da; }
.portrait-frame::before { content: ""; position: absolute; z-index: 1; inset: 0; box-shadow: inset 0 0 0 1px rgba(16,18,22,.08); pointer-events: none; }
.portrait-frame img { width: 100%; height: 100%; padding: var(--advisor-image-padding, 0); object-fit: cover; object-position: center 24%; }
.portrait-caption { position: absolute; z-index: 2; left: 22px; right: 22px; bottom: 22px; display: flex; justify-content: space-between; align-items: center; padding: 14px 16px; background: rgba(16,18,22,.9); color: var(--white); }
.portrait-caption strong { font-family: var(--serif); font-size: 18px; }
.portrait-caption span { color: rgba(255,255,255,.66); font-size: 12px; }
.hero-visual blockquote { position: absolute; z-index: 3; left: -54px; bottom: 92px; width: 260px; margin: 0; padding: 20px; background: var(--white); border-left: 3px solid var(--gold); box-shadow: 0 18px 40px rgba(16,18,22,.13); font-family: var(--serif); font-size: 16px; line-height: 1.4; }

.section-heading { max-width: 760px; margin-bottom: 54px; }
.section-heading h2, .about h2, .review-summary h2 { font-size: clamp(40px, 4.5vw, 62px); }
.section-heading > p:last-child { max-width: 690px; margin: 24px 0 0; color: var(--muted); font-size: 17px; }
.goal-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.goal-card { min-height: 330px; display: flex; flex-direction: column; padding: 30px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--white); transition: background .2s ease, transform .2s ease; }
.goal-card:hover { background: var(--cream); transform: translateY(-4px); }
.goal-number { color: var(--gold); font-family: var(--serif); font-size: 18px; }
.goal-card h3 { margin: 48px 0 15px; font-family: var(--serif); font-size: 26px; font-weight: 500; line-height: 1.1; }
.goal-card p { margin: 0 0 28px; color: var(--muted); font-size: 14px; }
.text-link { margin-top: auto; font-size: 13px; font-weight: 750; }

.process { background: var(--ink); color: var(--white); }
.process-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 100px; align-items: start; }
.process-grid > *, .about-grid > *, .reviews-grid > *, .contact-card > * { min-width: 0; }
.process h2 { font-size: clamp(42px, 4.6vw, 64px); }
.process-intro > p:not(.eyebrow) { max-width: 520px; margin: 26px 0 30px; color: rgba(255,255,255,.66); }
.process-list { margin: 0; padding: 0; list-style: none; border-top: 1px solid rgba(255,255,255,.16); }
.process-list li { display: grid; grid-template-columns: 64px 1fr; gap: 22px; padding: 32px 0; border-bottom: 1px solid rgba(255,255,255,.16); }
.process-list > li > span { color: var(--gold-light); font-family: var(--serif); font-size: 24px; }
.process-list h3 { margin: 0 0 8px; font-family: var(--serif); font-size: 28px; font-weight: 500; }
.process-list p { margin: 0; color: rgba(255,255,255,.62); }

.about { background: var(--cream); }
.about-grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: 80px; align-items: center; }
.about-photo { min-height: 570px; overflow: hidden; }
.about-photo img { width: 100%; height: 570px; object-fit: var(--advisor-about-image-mode, cover); object-position: center; }
.about-copy > p:not(.eyebrow) { color: var(--muted); }
.about-lead { margin: 28px 0 16px; font-size: 19px; color: var(--ink-soft) !important; }
.signature { display: flex; flex-direction: column; margin-top: 30px; padding-top: 22px; border-top: 1px solid var(--line); }
.signature strong { font-family: var(--serif); font-size: 22px; }
.signature span { color: var(--muted); font-size: 13px; }
.team-strip { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 70px; border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.person { display: grid; grid-template-columns: 62px 1fr; gap: 15px; align-items: center; padding: 18px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: rgba(255,255,255,.42); }
.person img { width: 62px; height: 70px; object-fit: cover; object-position: center top; filter: saturate(.88); }
.person h3 { margin: 0 0 3px; font-family: var(--serif); font-size: 17px; font-weight: 500; }
.person p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.4; }

.moments { background: var(--ink); color: var(--white); }
.moments .section-heading > p:last-child { color: rgba(255,255,255,.64); }
.moments-slider { position: relative; }
.moments-track { display: flex; gap: 16px; overflow-x: auto; padding: 2px 2px 18px; scroll-behavior: smooth; scroll-snap-type: x mandatory; scrollbar-width: none; }
.moments-track::-webkit-scrollbar { display: none; }
.moment-slide { position: relative; flex: 0 0 min(720px, 78vw); aspect-ratio: 16 / 10; margin: 0; overflow: hidden; scroll-snap-align: start; background: #26292e; }
.moment-slide img { width: 100%; height: 100%; object-fit: cover; transition: transform .35s ease; }
.moment-slide--contain img { object-fit: contain; background: var(--white); }
.moment-slide:hover img { transform: scale(1.025); }
.moment-slide::after { content: ""; position: absolute; inset: 45% 0 0; background: linear-gradient(transparent, rgba(10,12,15,.84)); pointer-events: none; }
.moment-slide figcaption { position: absolute; z-index: 1; left: 22px; right: 22px; bottom: 19px; color: #fff; font-size: 13px; font-weight: 750; text-shadow: 0 1px 4px rgba(0,0,0,.88); }
.moment-arrow { position: absolute; z-index: 3; top: calc(50% - 31px); display: grid; width: 48px; height: 48px; place-items: center; border: 0; border-radius: 50%; background: var(--paper); color: var(--ink); box-shadow: 0 12px 32px rgba(0,0,0,.28); cursor: pointer; font-size: 22px; }
.moment-arrow:hover { background: var(--gold); }
.moment-arrow:disabled { opacity: .38; cursor: default; }
.moment-arrow-prev { left: -24px; }
.moment-arrow-next { right: -24px; }
.moment-dots { display: flex; justify-content: center; gap: 7px; margin-top: 12px; }
.moment-dot { width: 7px; height: 7px; padding: 0; border: 0; border-radius: 50%; background: rgba(255,255,255,.3); cursor: pointer; }
.moment-dot.is-active { width: 24px; border-radius: 9px; background: var(--gold-light); }

.benefits { overflow: hidden; background: linear-gradient(180deg, var(--paper), #f4f0e7); }
.benefits-heading { max-width: 820px; margin: 0 auto 12px; text-align: center; }
.benefits-heading .eyebrow::after { margin-inline: auto; }
.benefits-heading h2 { margin: 0; font-family: var(--serif); font-size: clamp(42px, 4.5vw, 62px); font-weight: 500; line-height: 1.03; letter-spacing: -.025em; }
.benefits-heading > p:last-child { max-width: 650px; margin: 24px auto 0; color: var(--muted); font-size: 16px; }
.benefit-map { position: relative; width: min(100%, 900px); aspect-ratio: 16 / 10; margin: 22px auto 0; }
.benefit-spokes { position: absolute; z-index: 0; inset: 0; width: 100%; height: 100%; pointer-events: none; }
.benefit-spokes line { stroke: rgba(182,138,45,.28); stroke-width: 1; vector-effect: non-scaling-stroke; }
.benefit-core, .benefit-node { position: absolute; z-index: 1; display: flex; align-items: center; justify-content: center; flex-direction: column; border-radius: 50%; text-align: center; }
.benefit-core { left: 50%; top: 50%; width: clamp(220px, 25vw, 248px); height: clamp(220px, 25vw, 248px); transform: translate(-50%,-50%); border: 1px solid rgba(213,179,94,.72); background: radial-gradient(circle at 36% 28%, #155663, var(--petrol) 66%); color: var(--white); box-shadow: 0 0 0 10px rgba(12,57,66,.07), 0 24px 54px rgba(12,57,66,.2); }
.benefit-core span { max-width: 190px; color: var(--gold-light); font-size: 10px; font-weight: 800; letter-spacing: .17em; line-height: 1.35; text-transform: uppercase; }
.benefit-core strong { margin-top: 15px; font-family: var(--serif); font-size: 33px; font-weight: 500; letter-spacing: -.03em; line-height: 1.08; }
.benefit-core strong:only-child { margin-top: 0; font-size: 31px; }
.benefit-node { width: clamp(108px, 12vw, 122px); height: clamp(108px, 12vw, 122px); transform: translate(-50%,-50%); padding: 12px; border: 1px solid rgba(182,138,45,.34); background: linear-gradient(145deg, var(--white), #f7f1e7); box-shadow: 0 16px 34px rgba(16,18,22,.1); }
.benefit-icon { display: grid; width: 38px; height: 38px; flex: 0 0 auto; place-items: center; border-radius: 50%; background: rgba(12,57,66,.08); }
.benefit-icon img { width: 23px; height: 23px; }
.benefit-node strong { margin-top: 8px; font-size: 11.5px; line-height: 1.2; }
.benefit-node-1 { left: 34%; top: 13%; }
.benefit-node-2 { left: 66%; top: 13%; }
.benefit-node-3 { left: 89%; top: 35%; }
.benefit-node-4 { left: 89%; top: 65%; }
.benefit-node-5 { left: 66%; top: 87%; }
.benefit-node-6 { left: 34%; top: 87%; }
.benefit-node-7 { left: 11%; top: 65%; }
.benefit-node-8 { left: 11%; top: 35%; }

.reviews { background: var(--cream-deep); }
.reviews-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 80px; }
.rating { display: flex; flex-direction: column; margin-top: 30px; }
.rating strong { font-family: var(--serif); font-size: 54px; line-height: 1; }
.rating span { color: var(--gold); letter-spacing: .1em; }
.rating small { color: var(--muted); margin-top: 4px; }
.review-note { max-width: 380px; margin: 24px 0 14px; color: var(--muted); font-size: 12px; line-height: 1.55; }
.review-all { display: inline-block; color: var(--ink); }
.review-stage { min-width: 0; }
.review-track { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(300px, 72%); gap: 14px; overflow-x: auto; overscroll-behavior-inline: contain; scroll-snap-type: inline mandatory; scrollbar-width: thin; padding: 2px 2px 12px; }
.review-card { display: flex; flex-direction: column; min-height: 310px; padding: 26px; scroll-snap-align: start; background: var(--paper); border-top: 2px solid var(--gold); }
.review-top { display: grid; grid-template-columns: 46px 1fr auto; gap: 12px; align-items: center; }
.review-avatar { display: grid; width: 46px; height: 46px; place-items: center; background: var(--ink); color: var(--white); font-size: 12px; font-weight: 800; letter-spacing: .06em; }
.review-top div { display: flex; min-width: 0; flex-direction: column; }
.review-top strong { font-family: var(--serif); font-size: 17px; font-weight: 500; }
.review-top small { margin-top: 3px; color: var(--muted); font-size: 10px; }
.review-source { color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.review-stars { margin-top: 26px; color: var(--gold); letter-spacing: .1em; }
.review-card blockquote { margin: 18px 0 0; font-family: var(--serif); font-size: 19px; line-height: 1.5; }
.review-controls { display: grid; grid-template-columns: auto 1fr auto; gap: 16px; align-items: center; margin-top: 14px; }
.review-controls span { color: var(--muted); font-size: 11px; text-align: center; }
.review-controls button { display: grid; width: 42px; height: 42px; place-items: center; border: 1px solid var(--line); background: var(--paper); cursor: pointer; }
.review-controls button:hover { border-color: var(--gold); }

.contact { padding-top: 80px; background: var(--paper); }
.contact-card { display: grid; grid-template-columns: 1.2fr .8fr; gap: 70px; align-items: center; padding: 62px; background: var(--ink); color: var(--white); }
.contact h2 { font-size: clamp(40px, 4.5vw, 60px); }
.contact-card > div:first-child > p:last-child { max-width: 700px; margin: 24px 0 0; color: rgba(255,255,255,.65); }
.contact-actions { display: flex; flex-direction: column; align-items: flex-start; gap: 11px; }
.contact-actions .button { width: 100%; margin-bottom: 10px; }
.contact-link { color: rgba(255,255,255,.72); font-size: 14px; }

.site-footer { padding: 52px 0 28px; background: var(--paper); }
.footer-grid { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: end; }
.footer-grid strong { font-family: var(--serif); font-size: 22px; }
.footer-grid p { margin: 8px 0 0; color: var(--muted); font-size: 12px; }
.footer-links { display: flex; gap: 22px; color: var(--muted); font-size: 13px; }
.footer-links a:hover { color: var(--ink); }
.footer-version { grid-column: 1 / -1; padding-top: 22px; border-top: 1px solid var(--line); }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

@media (max-width: 1020px) {
  .hero-grid { gap: 38px; }
  .hero-visual blockquote { left: -24px; }
  .goal-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { gap: 56px; }
  .team-strip { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 820px) {
  .shell { width: min(calc(100% - 32px), var(--shell)); }
  .section { padding: 80px 0; }
  .header-inner { min-height: 70px; }
  .brand-copy small { display: none; }
  .menu-toggle { display: block; }
  .site-nav {
    position: absolute;
    top: 70px;
    left: 0;
    right: 0;
    display: none;
    align-items: stretch;
    flex-direction: column;
    gap: 0;
    padding: 14px 16px 20px;
    background: var(--ink);
    border-top: 1px solid rgba(255,255,255,.08);
  }
  .site-nav.is-open { display: flex; }
  .site-nav a { padding: 12px 8px; }
  .site-nav .nav-career {
    margin: 4px 0 0;
    padding: 16px 8px 12px;
    border-top: 1px solid rgba(255,255,255,.18);
    border-left: 0;
  }
  .nav-cta { margin-top: 8px; text-align: center; }
  .hero-grid { min-height: 0; grid-template-columns: 1fr; gap: 42px; padding-top: 62px; padding-bottom: 0; }
  .hero h1 { font-size: clamp(44px, 12.2vw, 62px); }
  .hero-lead { font-size: 16px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .trust-list { display: grid; grid-template-columns: repeat(3, 1fr); margin-bottom: 6px; }
  .trust-list li { min-width: 0; padding: 0 10px; }
  .trust-list strong { font-size: 18px; }
  .trust-list span { font-size: 10px; }
  .portrait-frame { height: 360px; margin-inline: -16px; }
  .portrait-caption { left: 16px; right: 16px; }
  .hero-visual blockquote { position: relative; left: auto; bottom: auto; width: auto; margin: 14px 16px 32px; }
  .process-grid, .about-grid, .reviews-grid, .contact-card { grid-template-columns: 1fr; }
  .process-grid, .about-grid, .reviews-grid { gap: 46px; }
  .about-photo, .about-photo img { min-height: 0; height: 460px; }
  .benefits-heading { text-align: left; }
  .benefits-heading .eyebrow::after { margin-inline: 0; }
  .benefits-heading > p:last-child { margin-left: 0; }
  .benefit-map { display: grid; width: 100%; max-width: 560px; height: auto; aspect-ratio: auto; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px; margin: 32px auto 0; }
  .benefit-spokes { display: none; }
  .benefit-core, .benefit-node { position: relative; left: auto; top: auto; width: auto; height: auto; transform: none; border-radius: 20px; }
  .benefit-core { grid-column: 1 / -1; min-height: 184px; padding: 26px; }
  .benefit-core strong { font-size: 34px; }
  .benefit-core strong:only-child { font-size: 36px; }
  .benefit-node { min-height: 126px; padding: 14px 12px; }
  .benefit-icon { width: 38px; height: 38px; }
  .benefit-node strong { margin-top: 9px; font-size: 13px; }
  .review-track { grid-auto-columns: minmax(290px, 78%); }
  .moment-arrow { display: none; }
  .contact-card { padding: 42px 30px; gap: 36px; }
}

@media (max-width: 560px) {
  .preview-flag { right: 10px; bottom: 10px; }
  .brand-mark { width: 36px; height: 36px; }
  .brand-copy strong { font-size: 12px; letter-spacing: .1em; }
  .hero h1 { font-size: 40px; }
  .trust-list { margin-top: 30px; }
  .trust-list li { padding: 0 8px; }
  .section-heading { margin-bottom: 36px; }
  .section-heading h2, .about h2, .review-summary h2 { font-size: 38px; }
  .benefits-heading h2 { font-size: 40px; }
  .goal-grid, .team-strip { grid-template-columns: 1fr; }
  .moment-slide { flex-basis: 88vw; aspect-ratio: 4 / 3; }
  .moment-slide figcaption { left: 18px; right: 18px; bottom: 16px; }
  .goal-card { min-height: 270px; padding: 24px; }
  .goal-card h3 { margin-top: 32px; }
  .process-list li { grid-template-columns: 48px 1fr; }
  .about-photo, .about-photo img { height: 360px; }
  .review-track { grid-auto-columns: 92%; }
  .review-card { min-height: 330px; padding: 22px; }
  .contact { padding-top: 44px; }
  .contact-card { width: 100%; padding: 38px 24px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-links { flex-wrap: wrap; }
}

/* v1.15: leichte Navigation und sichtbare Themenleiste */
.preview-flag{background:rgba(255,253,249,.94);color:var(--ink);border:1px solid var(--line);box-shadow:0 10px 26px rgba(16,18,22,.1);backdrop-filter:blur(12px)}
.preview-flag strong{color:var(--petrol)}
.site-header{background:rgba(255,253,249,.9);color:var(--ink);border-bottom:1px solid var(--line);backdrop-filter:blur(18px)}
.header-inner{min-height:76px}
.brand{gap:0}.brand-copy{line-height:1.05}
.brand-copy strong{font-family:var(--serif);font-size:25px;font-weight:400;letter-spacing:-.02em;text-transform:none}
.brand-copy small{margin-top:7px;color:var(--muted);font-size:9px;font-weight:750;letter-spacing:.14em;text-transform:uppercase}
.site-nav{gap:25px;font-size:12px}
.site-nav>a:not(.nav-cta){position:relative;color:var(--muted)}
.site-nav>a:not(.nav-cta)::after{position:absolute;right:0;bottom:-7px;left:0;height:1px;transform:scaleX(0);transform-origin:left;background:var(--petrol);content:"";transition:transform .2s ease}
.site-nav>a:not(.nav-cta):hover{color:var(--ink)}.site-nav>a:not(.nav-cta):hover::after{transform:scaleX(1)}
.site-nav .nav-career{margin-left:3px;padding-left:22px;border-left:1px solid var(--line);color:var(--petrol)}
.nav-cta{display:inline-flex;align-items:center;gap:9px;padding:8px 0 6px;border-bottom:1px solid var(--petrol);background:transparent;color:var(--petrol);font-weight:750}.nav-cta span{font-size:14px}
.menu-toggle span:not(.sr-only){height:1px;margin:6px 0;background:var(--ink)}
.goal-jumpbar{position:relative;z-index:5;margin-top:-46px}.goal-jumpbar-inner{display:grid;grid-template-columns:repeat(4,1fr);background:var(--paper);border:1px solid var(--line);box-shadow:0 18px 44px rgba(16,18,22,.08)}
.goal-jumpbar a{display:flex;min-width:0;min-height:96px;align-items:flex-start;justify-content:center;flex-direction:column;padding:18px 22px;border-right:1px solid var(--line);transition:background .2s ease}.goal-jumpbar a:last-child{border-right:0}.goal-jumpbar a:hover{background:var(--cream)}
.goal-jumpbar span{color:var(--petrol);font-size:9px;font-weight:800;letter-spacing:.14em}.goal-jumpbar strong{margin-top:7px;font-family:var(--serif);font-size:18px;font-weight:500;line-height:1.15}
@media (max-width:820px){.header-inner{min-height:72px}.site-nav{top:72px;padding:10px 16px 18px;background:rgba(255,253,249,.98);border-top:1px solid var(--line);box-shadow:0 18px 36px rgba(16,18,22,.1)}.site-nav a{color:var(--ink)}.site-nav>a:not(.nav-cta)::after{display:none}.site-nav .nav-career{margin:5px 0 0;padding:15px 8px 11px;border-top:1px solid var(--line);border-left:0;color:var(--petrol)}.nav-cta{justify-content:space-between;margin:0 8px;padding:12px 0 9px;text-align:left}.goal-jumpbar{margin-top:0;background:var(--cream)}.goal-jumpbar-inner{grid-template-columns:repeat(2,1fr);width:min(calc(100% - 32px),var(--shell));box-shadow:none}.goal-jumpbar a:nth-child(2){border-right:0}.goal-jumpbar a:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media (max-width:560px){.brand-copy strong{font-size:21px;letter-spacing:-.02em}.goal-jumpbar-inner{grid-template-columns:1fr}.goal-jumpbar a{min-height:74px;border-right:0;border-bottom:1px solid var(--line)}.goal-jumpbar a:last-child{border-bottom:0}}

.goal-jumpbar{margin-top:0;background:var(--paper);border-bottom:1px solid var(--line)}
.goal-jumpbar-inner{border-top:0;border-bottom:0;box-shadow:none}
.goal-jumpbar a{min-height:70px;align-items:center;justify-content:flex-start;flex-direction:row;gap:12px;padding:12px 20px}
.goal-jumpbar strong{margin-top:0;font-size:15px}
@media (max-width:820px){.goal-jumpbar{overflow-x:auto;scrollbar-width:none}.goal-jumpbar::-webkit-scrollbar{display:none}.goal-jumpbar-inner{display:flex;width:max-content;min-width:100%}.goal-jumpbar a,.goal-jumpbar a:nth-child(2),.goal-jumpbar a:nth-child(-n+2){flex:0 0 210px;min-height:62px;border-right:1px solid var(--line);border-bottom:0}.goal-jumpbar a:last-child{border-right:0}}
@media (max-width:560px){.goal-jumpbar a{min-height:62px;border-bottom:0}.goal-jumpbar strong{font-size:14px}}

/* v1.17: gemeinsame Büromarke und eindeutiger Absender */
.brand{gap:12px}
.brand-logo{width:54px;height:54px;flex:0 0 auto;border-radius:50%;object-fit:cover;box-shadow:0 0 0 1px rgba(0,63,72,.12)}
.brand-copy small{white-space:nowrap}
@media (max-width:820px){.brand{gap:10px}.brand-logo{width:46px;height:46px}.brand-copy small{display:block;margin-top:4px;font-size:8px;letter-spacing:.08em}}
@media (max-width:420px){.brand-logo{width:46px;height:46px}.brand-copy strong{font-size:18px}.brand-copy small{font-size:7.2px;letter-spacing:.045em}}
@media (max-width:360px){.benefit-map{grid-template-columns:1fr}.benefit-core{grid-column:auto}.benefit-node{min-height:86px;justify-content:flex-start;flex-direction:row;gap:14px;padding:14px 18px;text-align:left}.benefit-node strong{margin-top:0}}

/* v1.21: klare DVAG-Farbwelt ohne Creme- und Luxusbaukasten-Optik */
body { background: #f5f7f6; }
.section { background: var(--white); }
.eyebrow, .goal-number, .review-source { color: var(--gold-dark); }
.hero h1, .section-heading h2, .process h2, .about h2, .review-summary h2, .contact h2,
.benefits-heading h2, .brand-copy strong, .goal-card h3, .process-list h3, .person h3,
.review-top strong, .review-card blockquote, .rating strong, .footer-grid strong,
.benefit-core strong, .signature strong, .portrait-caption strong {
  font-family: var(--sans);
}
.hero h1, .section-heading h2, .process h2, .about h2, .review-summary h2, .contact h2,
.benefits-heading h2 { font-weight: 650; line-height: 1.02; letter-spacing: -.045em; }
.hero h1, .section-heading h2, .process h2, .about h2, .review-summary h2, .contact h2,
.benefits-heading h2 { overflow-wrap: normal; word-break: normal; hyphens: none; }
.hero h1 { font-size: clamp(48px, 4.55vw, 66px); }
.process h2 { font-size: clamp(40px, 4vw, 56px); }
.hero h1 em { color: var(--petrol); }

.button { border-radius: 12px; }
.button-primary { background: var(--petrol); }
.button-primary:hover { background: #073840; }
.button-secondary { border-color: rgba(19,33,38,.32); background: var(--white); }
.button-secondary:hover { border-color: var(--gold); background: var(--white); }
.button-gold { background: var(--gold); color: #171b1d; }
.button-gold:hover { background: #d3b729; }

.booking-pulse {
  position: relative;
  isolation: isolate;
  animation: bookingGlow 2.65s ease-in-out infinite;
}
.booking-pulse::after {
  position: absolute;
  z-index: -1;
  inset: -3px;
  border: 2px solid rgba(200,170,34,.82);
  border-radius: inherit;
  content: "";
  animation: bookingPulse 2.65s cubic-bezier(.2,.7,.25,1) infinite;
  pointer-events: none;
}
.nav-cta.booking-pulse {
  padding: 9px 14px 8px;
  border: 1px solid rgba(200,170,34,.62);
  border-radius: 11px;
  background: rgba(255,255,255,.96);
  animation: bookingNavGlow 2.65s ease-in-out infinite;
  transition: border-color .2s ease, background .2s ease, color .2s ease;
}
.nav-cta.booking-pulse:hover { border-color: var(--gold); background: rgba(200,170,34,.09); }
.nav-cta.booking-pulse::after { display: none; }
@keyframes bookingPulse {
  0%, 26% { transform: scale(1); opacity: 0; }
  38% { opacity: .86; }
  72%, 100% { transform: scale(1.11, 1.22); opacity: 0; }
}
@keyframes bookingGlow {
  0%, 26%, 100% { box-shadow: 0 0 0 rgba(200,170,34,0); }
  44% { box-shadow: 0 0 0 4px rgba(200,170,34,.18), 0 8px 24px rgba(128,107,13,.18); }
  66% { box-shadow: 0 0 0 1px rgba(200,170,34,.06), 0 5px 14px rgba(128,107,13,.08); }
}
@keyframes bookingPulseContained {
  0%, 26% { transform: scale(.97, .9); opacity: 0; }
  38% { opacity: .86; }
  72%, 100% { transform: scale(1.018, 1.09); opacity: 0; }
}
@keyframes bookingGlowContained {
  0%, 26%, 100% { box-shadow: 0 0 0 rgba(200,170,34,0); }
  44% { box-shadow: 0 0 0 3px rgba(200,170,34,.2), 0 6px 14px rgba(128,107,13,.16); }
  66% { box-shadow: 0 0 0 1px rgba(200,170,34,.06), 0 4px 9px rgba(128,107,13,.07); }
}
@keyframes bookingNavGlow {
  0%, 28%, 100% { box-shadow: 0 0 0 0 rgba(200,170,34,0); }
  48% { box-shadow: 0 0 0 5px rgba(200,170,34,.14), 0 5px 16px rgba(128,107,13,.12); }
  70% { box-shadow: 0 0 0 2px rgba(200,170,34,.05), 0 3px 9px rgba(128,107,13,.06); }
}

@media (max-width: 820px) {
  .booking-pulse { animation-name: bookingGlowContained; }
  .booking-pulse::after { animation-name: bookingPulseContained; }
  .site-nav .nav-cta.booking-pulse {
    width: calc(100% - 40px);
    margin: 10px 20px 6px;
    padding: 13px 14px 11px;
  }
}

.site-header { background: rgba(255,255,255,.92); }
.nav-cta { border-color: var(--gold-dark); color: var(--petrol); }
.hero { background: #f3f6f5; }
.portrait-frame { border-radius: 22px; background: #e8ecea; }
.portrait-caption { border-radius: 12px; background: rgba(11,70,80,.94); }
.advisor-initials {
  display: grid;
  flex: 0 0 42px;
  width: 42px;
  height: 42px;
  place-items: center;
  border: 1px solid rgba(200,170,34,.74);
  border-radius: 50%;
  background: rgba(255,255,255,.08);
  color: #f0dd78 !important;
  font-size: 12px !important;
  font-weight: 800;
  letter-spacing: .08em;
}
.portrait-person { display: flex; flex: 1; flex-direction: column; align-items: flex-end; min-width: 0; }
.portrait-person strong { color: var(--white); text-align: right; }
.portrait-person > span { color: rgba(255,255,255,.66); text-align: right; }
.hero-visual blockquote { border-left-color: var(--gold); border-radius: 14px; box-shadow: 0 16px 38px rgba(19,33,38,.11); }

.goal-section { background: var(--white); }
.goal-grid { grid-template-columns: repeat(4, 1fr); gap: 18px; border: 0; }
.goal-card {
  min-height: 300px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
  box-shadow: 0 12px 28px rgba(19,33,38,.055);
}
.goal-card:hover { border-color: rgba(200,170,34,.58); background: #fbfcfc; box-shadow: 0 18px 38px rgba(19,33,38,.09); }
.goal-number { display: grid; width: 34px; height: 34px; place-items: center; border-radius: 10px; background: rgba(200,170,34,.13); font-family: var(--sans); font-size: 11px; font-weight: 800; }
.goal-card h3 { margin-top: 38px; font-size: 23px; font-weight: 650; letter-spacing: -.025em; }

.process { background: #eef2f1; color: var(--ink); }
.process-intro > p:not(.eyebrow) { color: var(--muted); }
.process-list { display: grid; gap: 12px; border: 0; }
.process-list li { padding: 24px; border: 1px solid var(--line); border-radius: 16px; background: var(--white); box-shadow: 0 8px 22px rgba(19,33,38,.045); }
.process-list > li > span { color: var(--gold-dark); font-family: var(--sans); font-size: 15px; font-weight: 800; }
.process-list h3 { font-size: 24px; font-weight: 650; letter-spacing: -.02em; }
.process-list p { color: var(--muted); }

.about { background: var(--white); }
.about-photo { border-radius: 22px; }
.about-photo.is-natural-ratio { min-height: 0; height: auto; aspect-ratio: var(--advisor-about-aspect); }
.about-photo.is-natural-ratio img { min-height: 0; height: 100%; }
.team-strip { gap: 12px; border: 0; }
.person { border: 1px solid var(--line); border-radius: 14px; background: #f7f9f8; }
.person img { border-radius: 10px; }
.person.is-current-advisor { border-color: rgba(200,170,34,.72); background: rgba(200,170,34,.09); box-shadow: 0 12px 28px rgba(19,33,38,.08); }

.moments { background: #eef2f1; color: var(--ink); }
.moments .section-heading > p:last-child { color: var(--muted); }
.moment-slide { border-radius: 18px; background: #dfe5e3; }
.moment-arrow { background: var(--white); box-shadow: 0 10px 26px rgba(19,33,38,.16); }
.moment-dot { background: rgba(19,33,38,.22); }
.moment-dot.is-active { background: var(--gold); }

.benefits { background: #f5f7f6; }
.benefit-spokes line { stroke: rgba(11,70,80,.19); }
.benefit-core { border-color: rgba(200,170,34,.72); background: var(--petrol); box-shadow: 0 0 0 10px rgba(11,70,80,.055), 0 20px 46px rgba(11,70,80,.16); }
.benefit-core span { color: #f0dd78; }
.benefit-node { border-color: var(--line); background: var(--white); box-shadow: 0 13px 28px rgba(19,33,38,.075); }
.benefit-icon { background: rgba(11,70,80,.07); }

.reviews { background: #eef2f1; }
.review-card { border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: 18px; background: var(--white); box-shadow: 0 10px 26px rgba(19,33,38,.05); }
.review-avatar { border-radius: 12px; background: var(--petrol); }
.review-controls button { border-radius: 11px; background: var(--white); }

.customer-service { background: var(--white); }
.customer-service-heading { margin-bottom: 42px; }
.customer-service-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr 1fr;
  gap: 16px;
}
.customer-service-card {
  display: flex;
  min-height: 330px;
  flex-direction: column;
  padding: 34px;
  border: 1px solid var(--line);
  border-top: 3px solid var(--gold);
  border-radius: 20px;
  background: #f5f7f6;
  color: var(--ink);
  box-shadow: 0 12px 30px rgba(19,33,38,.06);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.customer-service-card:hover {
  border-color: rgba(11,70,80,.32);
  border-top-color: var(--gold);
  box-shadow: 0 18px 40px rgba(19,33,38,.1);
  transform: translateY(-4px);
}
.customer-service-card:focus-visible { outline: 3px solid var(--gold-light); outline-offset: 4px; }
.customer-service-card--primary {
  border-color: var(--petrol);
  border-top-color: var(--gold);
  background: var(--petrol);
  color: var(--white);
}
.customer-service-card--primary:hover { border-color: var(--gold); }
.customer-service-kicker {
  color: var(--gold-dark);
  font-size: 10px;
  font-weight: 850;
  letter-spacing: .14em;
  text-transform: uppercase;
}
.customer-service-card--primary .customer-service-kicker { color: #f0dd78; }
.customer-service-card h3 {
  margin: 32px 0 15px;
  font-family: var(--serif);
  font-size: clamp(27px, 2.4vw, 36px);
  font-weight: 500;
  line-height: 1.08;
}
.customer-service-card p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.65; }
.customer-service-card--primary p { color: rgba(255,255,255,.72); }
.customer-service-link {
  display: flex;
  gap: 10px;
  align-items: center;
  margin-top: auto;
  padding-top: 30px;
  color: var(--petrol);
  font-size: 13px;
  font-weight: 800;
}
.customer-service-card--primary .customer-service-link { color: #f0dd78; }
.customer-service-link span { transition: transform .2s ease; }
.customer-service-card:hover .customer-service-link span { transform: translateX(4px); }

.contact { background: var(--white); }
.contact-card { border: 1px solid var(--line); border-radius: 24px; background: #eef2f1; color: var(--ink); }
.contact-card > div:first-child > p:last-child, .contact-link { color: var(--muted); }
.contact-actions .button-whatsapp { border-color: rgba(11,70,80,.25); background: var(--white); color: var(--petrol); }
.contact-actions .button-whatsapp:hover { border-color: var(--petrol); background: #f8faf9; }

.site-footer { background: var(--white); }
.footer-cookie-button { padding: 0; border: 0; background: transparent; color: inherit; cursor: pointer; font: inherit; }
.footer-cookie-button:hover { color: var(--ink); }

/* Datenschutz-Oberfläche */
.cookie-banner, .cookie-modal { position: fixed; z-index: 500; inset: 0; }
.cookie-banner[hidden], .cookie-modal[hidden] { display: none; }
.cookie-banner__overlay, .cookie-modal__overlay { position: absolute; inset: 0; background: rgba(9,22,26,.34); backdrop-filter: blur(5px); }
.cookie-banner__inner {
  position: absolute;
  right: 24px;
  bottom: 24px;
  left: 24px;
  display: grid;
  max-width: 1120px;
  grid-template-columns: 54px minmax(0,1fr) auto;
  gap: 22px;
  align-items: start;
  margin: auto;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: rgba(255,255,255,.98);
  box-shadow: 0 24px 70px rgba(9,22,26,.22);
  transform: translateY(18px);
  opacity: 0;
  transition: transform .28s ease, opacity .28s ease;
}
.cookie-banner.is-visible .cookie-banner__inner { transform: translateY(0); opacity: 1; }
.cookie-banner__mark { display: grid; width: 48px; height: 48px; place-items: center; border-radius: 14px; background: var(--petrol); color: var(--white); font-size: 22px; }
.cookie-banner__eyebrow { margin: 0 0 7px; color: var(--gold-dark); font-size: 10px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.cookie-banner__title, .cookie-modal__title { margin: 0; color: var(--ink); font-family: var(--sans); font-size: 24px; font-weight: 650; letter-spacing: -.025em; line-height: 1.15; }
.cookie-banner__desc { max-width: 650px; margin: 10px 0 7px; color: var(--muted); font-size: 13px; line-height: 1.55; }
.cookie-banner__link, .cookie-modal__intro a { color: var(--petrol); font-size: 12px; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.cookie-banner__actions { display: grid; min-width: 190px; gap: 8px; }
.cookie-button { min-height: 42px; padding: 10px 14px; border: 1px solid var(--line); border-radius: 11px; background: var(--white); color: var(--ink); cursor: pointer; font-size: 12px; font-weight: 750; }
.cookie-button:hover { border-color: rgba(11,70,80,.4); }
.cookie-button--primary { border-color: var(--gold); background: var(--gold); color: #171b1d; }
.cookie-button--text { border-color: transparent; background: transparent; color: var(--petrol); }

.cookie-modal { display: grid; place-items: center; padding: 20px; }
.cookie-modal__panel { position: relative; width: min(100%, 680px); max-height: min(780px, calc(100vh - 40px)); overflow: hidden; border: 1px solid var(--line); border-radius: 24px; background: var(--white); box-shadow: 0 28px 80px rgba(9,22,26,.24); }
.cookie-modal__header { display: flex; justify-content: space-between; gap: 20px; align-items: flex-start; padding: 26px 28px 20px; border-bottom: 1px solid var(--line); }
.cookie-modal__close { display: grid; width: 40px; height: 40px; place-items: center; padding: 0; border: 1px solid var(--line); border-radius: 12px; background: #f5f7f6; cursor: pointer; font-size: 24px; line-height: 1; }
.cookie-modal__body { max-height: calc(100vh - 250px); overflow-y: auto; padding: 24px 28px; }
.cookie-modal__intro { margin: 0 0 18px; color: var(--muted); font-size: 13px; }
.cookie-category { padding: 20px 0; border-top: 1px solid var(--line); }
.cookie-category__head { display: flex; justify-content: space-between; gap: 18px; align-items: center; }
.cookie-category__head > div { display: flex; flex-direction: column; }
.cookie-category__head strong { font-size: 15px; }
.cookie-category__head span { color: var(--muted); font-size: 11px; }
.cookie-category__fixed { padding: 6px 9px; border-radius: 8px; background: rgba(11,70,80,.08); color: var(--petrol) !important; font-weight: 750; }
.cookie-category p { margin: 10px 0 0; color: var(--muted); font-size: 12px; }
.cookie-toggle { position: relative; width: 46px; height: 26px; flex: 0 0 auto; padding: 0; border: 0; border-radius: 999px; background: #d7ddda; cursor: pointer; transition: background .2s ease; }
.cookie-toggle span { position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: var(--white); box-shadow: 0 2px 5px rgba(19,33,38,.18); transition: transform .2s ease; }
.cookie-toggle[aria-checked="true"] { background: var(--petrol); }
.cookie-toggle[aria-checked="true"] span { transform: translateX(20px); }
.cookie-modal__footer { display: flex; justify-content: flex-end; gap: 9px; padding: 18px 28px 24px; border-top: 1px solid var(--line); }

@media (max-width: 1020px) {
  .goal-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 820px) {
  .site-nav { background: rgba(255,255,255,.99); }
  .goal-jumpbar { display: none; }
  .goal-card { min-height: 270px; }
  .process-list li { padding: 21px; }
  .customer-service-grid { grid-template-columns: 1fr; }
  .customer-service-card { min-height: 270px; }
  .contact-card { border-radius: 20px; }
  .cookie-banner__inner { grid-template-columns: 46px minmax(0,1fr); }
  .cookie-banner__actions { grid-column: 1 / -1; grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 560px) {
  .goal-grid { grid-template-columns: 1fr; gap: 12px; }
  .goal-card { min-height: 230px; }
  .goal-card h3 { margin-top: 28px; }
  .process-list li { grid-template-columns: 38px 1fr; }
  .portrait-frame { height: auto; margin-inline: 0; }
  .portrait-frame img { height: 280px; padding: var(--advisor-image-padding-mobile, var(--advisor-image-padding, 0)); }
  .portrait-caption { position: relative; left: auto; right: auto; bottom: auto; gap: 12px; border-radius: 0; }
  .portrait-person strong { font-size: 16px; }
  .about-photo.is-natural-ratio-mobile { min-height: 0; height: auto; aspect-ratio: var(--advisor-about-aspect-mobile); }
  .about-photo.is-natural-ratio-mobile img { min-height: 0; height: 100%; }
  .about-photo img { object-fit: var(--advisor-about-image-mode-mobile, var(--advisor-about-image-mode, cover)); }
  .customer-service-heading { margin-bottom: 30px; }
  .customer-service-card { min-height: 175px; padding: 18px; border-radius: 17px; }
  .customer-service-card--primary { min-height: 195px; }
  .customer-service-card h3 { margin: 16px 0 10px; font-size: 26px; }
  .customer-service-link { padding-top: 14px; }
  .cookie-banner__inner { right: 10px; bottom: 10px; left: 10px; display: block; padding: 20px; border-radius: 18px; }
  .cookie-banner__mark { width: 40px; height: 40px; margin-bottom: 15px; border-radius: 11px; }
  .cookie-banner__title { font-size: 21px; }
  .cookie-banner__actions { display: grid; grid-template-columns: 1fr; margin-top: 18px; }
  .cookie-modal { padding: 10px; }
  .cookie-modal__panel { max-height: calc(100vh - 20px); border-radius: 18px; }
  .cookie-modal__header { padding: 20px 18px 16px; }
  .cookie-modal__title { font-size: 21px; }
  .cookie-modal__body { max-height: calc(100vh - 245px); padding: 18px; }
  .cookie-modal__footer { display: grid; grid-template-columns: 1fr; padding: 14px 18px 18px; }
}

/* v1.25: KIDZ-Event und echter Instagram-Feed */
.current { background: #f5f7f6; }
.current-layout { display: grid; grid-template-columns: minmax(300px, .78fr) minmax(0, 1.22fr); gap: 24px; align-items: stretch; }
.current-layout.is-instagram-disabled { grid-template-columns: minmax(0, 1fr); }
.current-layout.is-instagram-disabled .event-feature { display: grid; grid-template-columns: minmax(280px, .58fr) minmax(0, 1fr); }
.instagram-panel[hidden], [data-instagram-only][hidden] { display: none; }
.event-feature, .instagram-panel { overflow: hidden; border: 1px solid var(--line); border-radius: 22px; background: var(--white); box-shadow: 0 14px 34px rgba(19,33,38,.06); }
.event-feature { display: flex; flex-direction: column; }
.event-poster { position: relative; display: block; overflow: hidden; background: #e8efed; }
.event-poster img { display: block; width: 100%; height: auto; aspect-ratio: 3 / 4; object-fit: contain; }
.event-poster span { position: absolute; right: 13px; bottom: 13px; padding: 7px 10px; border-radius: 9px; background: rgba(11,70,80,.93); color: var(--white); font-size: 10px; font-weight: 750; box-shadow: 0 8px 18px rgba(11,70,80,.18); }
.event-poster:hover img { transform: scale(1.012); }
.event-poster img { transition: transform .25s ease; }
.event-copy { display: flex; flex: 1; flex-direction: column; padding: 30px; }
.event-label { width: fit-content; margin: 0 0 18px; padding: 6px 9px; border-radius: 8px; background: rgba(200,170,34,.14); color: var(--gold-dark); font-size: 10px; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.event-copy h3 { margin: 0; font-size: clamp(25px, 2.5vw, 34px); font-weight: 650; letter-spacing: -.035em; line-height: 1.08; }
.event-copy > p:not(.event-label) { margin: 19px 0 0; color: var(--muted); font-size: 14px; }
.event-copy > small { margin-top: auto; padding-top: 24px; color: var(--muted); font-size: 11px; }
.event-facts { display: grid; grid-template-columns: 1fr 1.35fr; gap: 10px; margin: 24px 0 0; }
.event-facts div { padding: 13px 14px; border-radius: 12px; background: #eef2f1; }
.event-facts div:last-child { grid-column: 1 / -1; }
.event-facts dt { color: var(--muted); font-size: 9px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.event-facts dd { margin: 3px 0 0; color: var(--petrol); font-size: 13px; font-weight: 750; line-height: 1.3; }
.event-registration { display: grid; grid-template-columns: minmax(0,1fr) 118px; gap: 16px; align-items: center; margin-top: 18px; padding: 16px; border: 1px solid rgba(200,170,34,.4); border-radius: 15px; background: #f8faf9; }
.event-registration-copy { display: flex; min-width: 0; flex-direction: column; align-items: flex-start; }
.event-registration-copy > p { margin: 0 0 6px; color: var(--gold-dark); font-size: 9px; font-weight: 850; letter-spacing: .13em; text-transform: uppercase; }
.event-registration-copy > strong { color: var(--petrol); font-size: 16px; line-height: 1.25; }
.event-registration-copy > span { margin-top: 7px; color: var(--muted); font-size: 11px; line-height: 1.45; }
.event-register-button { display: inline-flex; align-items: center; justify-content: center; margin-top: 13px; padding: 10px 13px; border-radius: 10px; background: var(--petrol); color: var(--white); font-size: 11px; font-weight: 800; text-decoration: none; }
.event-register-button:hover { background: #073b43; }
.event-qr-wrap { display: flex; min-width: 0; flex-direction: column; align-items: center; text-align: center; }
.event-qr { display: block; width: 104px; padding: 6px; border: 1px solid var(--line); border-radius: 11px; background: var(--white); }
.event-qr img { display: block; width: 100%; height: auto; }
.event-qr-wrap > span { margin-top: 6px; color: var(--ink); font-size: 9px; font-weight: 750; }
.event-qr-wrap > a:last-child { margin-top: 3px; color: var(--petrol); font-size: 9px; font-weight: 750; text-decoration: underline; text-underline-offset: 2px; }
.instagram-panel { padding: 22px; }
.instagram-profile { display: grid; grid-template-columns: 44px minmax(0,1fr) auto; gap: 12px; align-items: center; margin-bottom: 18px; }
.instagram-mark { display: grid; width: 44px; height: 44px; place-items: center; border-radius: 13px; background: var(--petrol); color: var(--white); }
.instagram-mark svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.8; }
.instagram-mark svg circle:last-child { fill: currentColor; stroke: none; }
.instagram-profile div { display: flex; min-width: 0; flex-direction: column; }
.instagram-profile strong { font-size: 15px; }
.instagram-profile small { overflow: hidden; color: var(--muted); font-size: 11px; text-overflow: ellipsis; white-space: nowrap; }
.instagram-profile > a, .instagram-follow { color: var(--petrol); font-size: 12px; font-weight: 750; }
.instagram-profile > a:hover, .instagram-follow:hover { text-decoration: underline; text-underline-offset: 3px; }
.instagram-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 12px; }
.instagram-card { overflow: hidden; border: 1px solid var(--line); border-radius: 15px; background: #f7f9f8; transition: border-color .2s ease, transform .2s ease; }
.instagram-card:hover { border-color: rgba(200,170,34,.68); transform: translateY(-2px); }
.instagram-media { position: relative; overflow: hidden; aspect-ratio: 1 / 1; background: #e5eae8; }
.instagram-media img { width: 100%; height: 100%; object-fit: cover; transition: transform .3s ease; }
.instagram-card:hover img { transform: scale(1.025); }
.instagram-kind { position: absolute; top: 9px; right: 9px; padding: 4px 7px; border-radius: 7px; background: rgba(11,70,80,.9); color: var(--white); font-size: 9px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.instagram-caption { display: -webkit-box; min-height: 57px; margin: 0; overflow: hidden; padding: 11px 12px 12px; color: var(--ink); font-size: 12px; font-weight: 650; line-height: 1.42; -webkit-box-orient: vertical; -webkit-line-clamp: 2; }
.instagram-loading, .instagram-error { display: grid; min-height: 240px; grid-column: 1 / -1; place-items: center; padding: 24px; border: 1px dashed var(--line); border-radius: 15px; color: var(--muted); text-align: center; }
.instagram-follow { display: inline-block; margin-top: 17px; }

@media (max-width: 920px) {
  .current-layout { grid-template-columns: 1fr; }
  .event-feature { display: grid; grid-template-columns: minmax(210px,.58fr) 1fr; }
}

@media (max-width: 560px) {
  .current-layout { gap: 14px; }
  .event-feature { display: block; border-radius: 18px; }
  .current-layout.is-instagram-disabled .event-feature { display: block; }
  .event-copy { padding: 22px; }
  .event-copy h3 { font-size: 27px; }
  .event-facts { grid-template-columns: 1fr 1.25fr; }
  .event-registration { grid-template-columns: minmax(0,1fr) 104px; padding: 14px; }
  .event-qr { width: 92px; }
  .instagram-panel { padding: 16px; border-radius: 18px; }
  .instagram-profile { grid-template-columns: 40px minmax(0,1fr); }
  .instagram-mark { width: 40px; height: 40px; border-radius: 12px; }
  .instagram-profile > a { grid-column: 2; width: fit-content; margin-top: -6px; }
  .instagram-grid { display: flex; gap: 10px; overflow-x: auto; padding: 1px 1px 8px; scroll-snap-type: x mandatory; scrollbar-width: none; }
  .instagram-grid::-webkit-scrollbar { display: none; }
  .instagram-card { flex: 0 0 min(76vw, 300px); scroll-snap-align: start; }
  .instagram-loading, .instagram-error { min-width: 100%; }
}

/* v1.38: persönliche Teamkarten mit klaren Schwerpunkten */
.team-intro { max-width: 820px; margin: 54px 0 0; color: var(--muted); font-size: 15px; line-height: 1.7; }
.team-strip { grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 28px; }
.person { grid-template-columns: 76px minmax(0, 1fr); gap: 17px; align-items: start; min-height: 176px; padding: 22px; }
.person img { width: 76px; height: 88px; }
.person h3 { margin-bottom: 7px; font-size: 19px; }
.person .person-focus { margin: 0; color: var(--petrol); font-size: 12px; font-weight: 750; line-height: 1.4; }
.person .person-detail { margin: 10px 0 0; color: var(--muted); font-size: 12px; line-height: 1.55; }

@media (max-width: 1020px) {
  .team-strip { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 560px) {
  .team-intro { margin-top: 36px; font-size: 14px; }
  .team-strip { grid-template-columns: 1fr; margin-top: 22px; }
  .person { grid-template-columns: 70px minmax(0, 1fr); min-height: 0; padding: 18px; }
  .person img { width: 70px; height: 82px; }
}

/* v1.39: ganzheitliche Finanzthemen statt vier gleich großer Zielkarten */
.process-list { gap: 30px; }
.process-list li { position: relative; }
.process-list li:not(:last-child)::after {
  position: absolute;
  z-index: 3;
  right: 0;
  bottom: -31px;
  left: 0;
  display: grid;
  width: 32px;
  height: 32px;
  margin-inline: auto;
  place-items: center;
  border: 1px solid rgba(155,124,0,.38);
  border-radius: 50%;
  background: var(--white);
  box-shadow: 0 6px 16px rgba(19,33,38,.08);
  color: var(--gold-dark);
  content: "\2193";
  font-size: 18px;
  font-weight: 800;
  line-height: 1;
}

.goal-jumpbar-inner { grid-template-columns: repeat(7, minmax(0, 1fr)); }
.goal-jumpbar a { gap: 8px; padding-inline: 14px; }
.goal-jumpbar strong { font-size: 13px; }

.finance-bento { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); gap: 16px; }
.finance-topic-track { display: contents; }
.finance-topic-mobile-nav { display: none; }
.finance-feature, .finance-topic { position: relative; overflow: hidden; border: 1px solid var(--line); border-radius: 22px; }
.finance-feature { display: flex; min-height: 450px; grid-column: span 6; grid-row: span 2; flex-direction: column; justify-content: flex-end; padding: 42px; background: linear-gradient(145deg, #0b4650, #173e46); color: var(--white); box-shadow: 0 22px 52px rgba(11,70,80,.17); }
.finance-feature::before { position: absolute; top: -140px; right: -110px; width: 360px; height: 360px; border: 1px solid rgba(240,221,120,.2); border-radius: 50%; content: ""; }
.finance-feature-label { position: absolute; z-index: 2; top: 34px; left: 42px; color: var(--gold-light); font-size: 10px; font-weight: 850; letter-spacing: .18em; text-transform: uppercase; }
.finance-feature h3 { position: relative; z-index: 2; max-width: 460px; margin: 0; font-size: clamp(36px, 3.6vw, 52px); font-weight: 650; letter-spacing: -.04em; line-height: 1; }
.finance-feature p { position: relative; z-index: 2; max-width: 520px; margin: 24px 0 0; color: rgba(255,255,255,.74); font-size: 15px; line-height: 1.65; }
.finance-feature-tags { position: relative; z-index: 2; display: flex; flex-wrap: wrap; gap: 8px; margin-top: 30px; }
.finance-feature-tags span { padding: 7px 10px; border: 1px solid rgba(240,221,120,.28); border-radius: 999px; background: rgba(255,255,255,.06); color: #f7e9a8; font-size: 10px; font-weight: 750; }
.finance-feature-orbit { position: absolute; z-index: 1; top: 47px; right: 54px; width: 92px; height: 92px; border: 1px solid rgba(240,221,120,.48); border-radius: 50%; box-shadow: 0 0 0 18px rgba(255,255,255,.025), 0 0 0 36px rgba(255,255,255,.018); }
.finance-feature-orbit::before, .finance-feature-orbit::after { position: absolute; border-radius: 50%; content: ""; }
.finance-feature-orbit::before { top: 13px; left: 13px; width: 12px; height: 12px; background: var(--gold-light); box-shadow: 53px 46px 0 rgba(255,255,255,.72); }
.finance-feature-orbit::after { inset: 30px; border: 1px solid rgba(255,255,255,.35); }

.finance-topic { display: grid; min-height: 217px; grid-column: span 3; grid-template-columns: 52px minmax(0, 1fr); gap: 17px; align-items: start; padding: 26px; background: var(--white); transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.finance-topic > .finance-topic-icon, .finance-topic > div { position: relative; z-index: 2; }
.finance-topic-art { position: absolute; z-index: 1; right: -16px; bottom: -13px; width: 154px; height: 118px; fill: none; stroke: currentColor; stroke-width: 1.35; stroke-linecap: round; stroke-linejoin: round; opacity: .11; pointer-events: none; }
.finance-topic-art .finance-art-fill { fill: currentColor; stroke: none; }
.finance-topic-investment .finance-topic-art { color: #9b7c00; opacity: .15; }
.finance-topic-vorsorge .finance-topic-art { color: #0b625c; }
.finance-topic-immobilie .finance-topic-art { color: #315d67; }
.finance-topic-absicherung .finance-topic-art { color: #997100; }
.finance-topic-kidz .finance-topic-art { color: #9b7c00; opacity: .15; }
.finance-topic-banking .finance-topic-art { color: #425b85; }
.finance-topic-energie .finance-topic-art { color: #9a7100; opacity: .14; }
.finance-topic:hover { border-color: rgba(200,170,34,.55); box-shadow: 0 16px 36px rgba(19,33,38,.08); transform: translateY(-3px); }
.finance-topic-investment { background: #fbf7ea; }
.finance-topic-vorsorge { background: #edf4f1; }
.finance-topic-immobilie { background: #f8faf9; }
.finance-topic-absicherung { background: #f7f1e5; }
.finance-topic-kidz { background: linear-gradient(150deg, #fbeaba, #fdf6e2); border-color: rgba(200,170,34,.5); }
.finance-topic-banking { background: #f1f3f8; }
.finance-topic-energie { background: #fbf6e7; }
.finance-topic-wide { min-height: 190px; grid-column: span 4; grid-template-columns: 58px minmax(0, 1fr); }
.finance-topic-icon { display: grid; width: 52px; height: 52px; place-items: center; border: 1px solid rgba(11,70,80,.13); border-radius: 15px; background: rgba(255,255,255,.68); color: var(--petrol); }
.finance-topic-wide .finance-topic-icon { width: 58px; height: 58px; }
.finance-topic-icon svg { width: 25px; height: 25px; fill: none; stroke: currentColor; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }
.finance-topic-kicker { color: var(--gold-dark); font-size: 9px; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.finance-topic h3 { margin: 9px 0 10px; font-size: 20px; font-weight: 700; letter-spacing: -.025em; line-height: 1.1; }
.finance-topic p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.55; }
.finance-topic-preview-link { position: relative; z-index: 3; display: inline-flex; grid-column: 1 / -1; gap: 8px; align-items: center; align-self: end; width: max-content; margin-top: 10px; color: var(--petrol); font-size: 11px; font-weight: 800; text-decoration: none; text-underline-offset: 4px; }
.finance-topic-preview-link:hover { text-decoration: underline; }
.finance-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

@media (max-width: 1020px) {
  .finance-feature { min-height: 390px; grid-column: span 12; grid-row: auto; }
  .finance-topic, .finance-topic-wide { min-height: 180px; grid-column: span 6; }
  .finance-topic-track .finance-topic:last-child { grid-column: span 12; }
}

@media (max-width: 680px) { .finance-topic-preview-link { margin-top: 4px; } }

@media (max-width: 820px) {
  .goal-jumpbar { display: none; }
  .finance-feature { min-height: 360px; padding: 32px; }
  .finance-feature-label { top: 28px; left: 32px; }
  .finance-feature-orbit { top: 43px; right: 38px; transform: scale(.82); }
}

@media (max-width: 620px) {
  .finance-bento { grid-template-columns: 1fr; gap: 12px; }
  .finance-feature { grid-column: 1; }
  .finance-feature { min-height: 390px; padding: 28px 24px; border-radius: 18px; }
  .finance-feature-label { top: 24px; left: 24px; }
  .finance-feature h3 { max-width: 260px; font-size: 38px; }
  .finance-feature p { margin-top: 20px; font-size: 14px; }
  .finance-feature-tags { margin-top: 22px; }
  .finance-feature-orbit { top: 39px; right: 24px; transform: scale(.66); transform-origin: top right; }
  .finance-topic-mobile-nav { display: flex; grid-column: 1; justify-content: space-between; gap: 16px; align-items: center; margin-top: 10px; }
  .finance-topic-mobile-nav > div:first-child { display: flex; flex-direction: column; }
  .finance-topic-mobile-nav strong { font-size: 15px; }
  .finance-topic-mobile-nav > div:first-child span { margin-top: 3px; color: var(--muted); font-size: 10px; }
  .finance-topic-controls { display: flex; flex: 0 0 auto; gap: 8px; align-items: center; }
  .finance-topic-controls button { display: grid; width: 38px; height: 38px; place-items: center; padding: 0; border: 1px solid var(--line); border-radius: 50%; background: var(--white); color: var(--petrol); cursor: pointer; font-size: 25px; line-height: 1; }
  .finance-topic-controls button:disabled { opacity: .35; cursor: default; }
  .finance-topic-controls span { min-width: 45px; color: var(--muted); font-size: 10px; font-weight: 750; text-align: center; }
  .finance-topic-track { display: flex; width: 100%; grid-column: 1; gap: 12px; overflow-x: auto; padding: 0 24px 12px 0; scroll-behavior: smooth; scroll-snap-type: x mandatory; scrollbar-width: none; }
  .finance-topic-track::-webkit-scrollbar { display: none; }
  .finance-topic-track .finance-topic, .finance-topic-track .finance-topic-wide, .finance-topic-track .finance-topic:last-child { min-height: 170px; flex: 0 0 calc(100% - 38px); grid-column: auto; grid-template-columns: 48px minmax(0, 1fr); gap: 15px; padding: 20px; border-radius: 16px; scroll-snap-align: start; }
  .finance-topic-art { right: -23px; bottom: -18px; width: 140px; opacity: .095; }
  .finance-topic-investment .finance-topic-art, .finance-topic-energie .finance-topic-art { opacity: .12; }
  .finance-topic-icon, .finance-topic-wide .finance-topic-icon { width: 48px; height: 48px; border-radius: 13px; }
  .finance-topic h3 { margin-block: 6px 8px; font-size: 18px; }
  .finance-actions { display: grid; grid-template-columns: 1fr; }
  .finance-actions .button { width: 100%; }
}

/* Altersvorsorgedepot 2027: redaktionelles Video-Highlight */
.finance-topic-more {
  display: inline-flex;
  margin-top: 12px;
  color: var(--petrol);
  font-size: 11px;
  font-weight: 800;
  line-height: 1.35;
  text-decoration: underline;
  text-decoration-color: rgba(11,70,80,.28);
  text-underline-offset: 4px;
}
.finance-topic-more:hover { text-decoration-color: currentColor; }

.pension-feature {
  padding-top: 20px;
  background: var(--white);
}
.pension-feature-panel {
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(520px, 1.12fr);
  gap: clamp(44px, 5vw, 76px);
  align-items: center;
  overflow: hidden;
  padding: clamp(42px, 5vw, 72px);
  border-radius: 30px;
  background: #0b4650;
  box-shadow: 0 28px 70px rgba(11,70,80,.2);
  color: var(--white);
}
.pension-feature-panel::before,
.pension-feature-panel::after {
  position: absolute;
  z-index: -1;
  border: 1px solid rgba(233,206,82,.14);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}
.pension-feature-panel::before { top: -310px; left: -250px; width: 610px; height: 610px; }
.pension-feature-panel::after { right: -220px; bottom: -330px; width: 650px; height: 650px; border-color: rgba(255,255,255,.07); }
.pension-feature-copy,
.pension-feature-media { position: relative; z-index: 1; min-width: 0; }
.pension-feature-kicker {
  display: flex;
  gap: 12px;
  align-items: center;
  margin: 0 0 20px;
  color: #e9ce52;
  font-size: 11px;
  font-weight: 850;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.pension-feature-kicker::before { width: 30px; height: 2px; background: var(--gold); content: ""; }
.pension-feature h2 {
  max-width: 580px;
  margin: 0;
  color: var(--white);
  font-size: clamp(40px, 4vw, 58px);
  font-weight: 680;
  letter-spacing: -.045em;
  line-height: 1.02;
}
.pension-feature-lead {
  max-width: 610px;
  margin: 26px 0 0;
  color: rgba(255,255,255,.76);
  font-size: 16px;
  line-height: 1.72;
}
.pension-feature-status { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 28px; }
.pension-feature-status span {
  padding: 8px 12px;
  border: 1px solid rgba(233,206,82,.3);
  border-radius: 999px;
  background: rgba(255,255,255,.055);
  color: #f7e9a8;
  font-size: 11px;
  font-weight: 750;
}
.pension-feature-actions { display: flex; flex-direction: column; gap: 15px; align-items: flex-start; margin-top: 30px; }
.pension-feature-source {
  color: rgba(255,255,255,.7);
  font-size: 12px;
  font-weight: 650;
  text-decoration: underline;
  text-decoration-color: rgba(255,255,255,.22);
  text-underline-offset: 4px;
}
.pension-feature-source:hover { color: var(--white); text-decoration-color: currentColor; }
.pension-feature-note { margin: 22px 0 0; color: rgba(255,255,255,.48); font-size: 11px; line-height: 1.5; }

.pension-feature-media {
  width: min(100%, 124vh);
  max-width: 100%;
  min-width: 0;
  justify-self: center;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 22px;
  background: #082f36;
  box-shadow: 0 26px 60px rgba(0,0,0,.25);
}
.pension-feature-media video {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  background: #082f36;
  object-fit: contain;
}
.pension-feature-media video:fullscreen,
.pension-feature-media video:-webkit-full-screen {
  width: 100vw;
  max-width: 100vw;
  height: 100vh;
  max-height: 100vh;
  background: #000;
  object-fit: contain;
}
.pension-feature-media-meta {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 13px 17px 14px;
  color: rgba(255,255,255,.66);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .035em;
}

@media (max-width: 1040px) {
  .pension-feature-panel { grid-template-columns: 1fr; }
  .pension-feature-copy { max-width: 760px; }
}

@media (max-width: 620px) {
  .finance-topic-more { margin-top: 9px; font-size: 10px; }
  .pension-feature { padding-top: 0; }
  .pension-feature .shell { width: min(calc(100% - 24px), var(--shell)); }
  .pension-feature-panel { gap: 32px; padding: 30px 20px 20px; border-radius: 22px; }
  .pension-feature h2 { font-size: 38px; }
  .pension-feature-lead { margin-top: 20px; font-size: 14px; }
  .pension-feature-status { margin-top: 22px; }
  .pension-feature-actions { margin-top: 24px; }
  .pension-feature-actions .button { width: 100%; text-align: center; }
  .pension-feature-source { font-size: 11px; }
  .pension-feature-media { border-radius: 16px; }
  .pension-feature-media-meta { padding-inline: 13px; font-size: 10px; }
}
/* Weiterempfehlen */
.referral { padding-top: 0; }
.referral-card {
  padding: clamp(28px, 5vw, 54px);
  border-radius: 22px;
  background: var(--petrol);
  color: #fff;
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr);
  gap: clamp(30px, 5vw, 64px);
  align-items: center;
  box-shadow: 0 22px 55px rgba(11, 70, 80, .16);
}
.referral-copy h2 { max-width: 700px; margin: 0; color: #fff; }
.referral-copy > p:last-of-type { max-width: 680px; margin: 18px 0 0; color: rgba(255,255,255,.72); line-height: 1.65; }
.referral-steps { margin: 24px 0 0; padding: 0; list-style: none; display: flex; flex-wrap: wrap; gap: 14px 20px; }
.referral-steps li { display: inline-flex; align-items: center; gap: 8px; color: rgba(255,255,255,.76); font-size: .82rem; font-weight: 650; }
.referral-steps span { width: 25px; height: 25px; display: grid; place-items: center; border: 1px solid rgba(200,170,34,.7); border-radius: 50%; color: #d8bd4f; font-size: .72rem; font-weight: 800; }
.referral-action { padding: 22px; border: 1px solid rgba(255,255,255,.14); border-radius: 16px; background: rgba(255,255,255,.08); }
.referral-action label { display: block; margin-bottom: 8px; color: rgba(255,255,255,.68); font-size: .76rem; font-weight: 700; }
.referral-action select, .referral-button { width: 100%; min-height: 48px; border-radius: 10px; font: inherit; }
.referral-action select { padding: 0 13px; border: 1px solid rgba(255,255,255,.22); background: #fff; color: var(--ink); }
.referral-button { margin-top: 12px; padding: 12px 16px; display: grid; place-items: center; background: var(--gold); color: var(--ink); text-align: center; text-decoration: none; font-weight: 800; transition: transform .18s ease, filter .18s ease; }
.referral-button:hover { color: var(--ink); filter: brightness(1.06); transform: translateY(-1px); }
.referral-action small { display: block; margin-top: 11px; color: rgba(255,255,255,.58); font-size: .74rem; line-height: 1.45; }
@media (max-width: 760px) {
  .referral-card { grid-template-columns: 1fr; }
  .referral-steps { display: grid; gap: 10px; }
}

/* v1.60: KIDZ als hervorgehobener Menüpunkt */
.site-nav .nav-kidz {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-left: 3px;
  padding: 7px 14px;
  border: 1px solid rgba(200,170,34,.55);
  border-radius: 999px;
  background: rgba(200,170,34,.13);
  color: var(--petrol);
  font-weight: 750;
  white-space: nowrap;
  transition: background .2s ease, border-color .2s ease, color .2s ease;
}
.site-nav .nav-kidz::after { display: none; }
.site-nav .nav-kidz:hover { border-color: rgba(200,170,34,.8); background: rgba(200,170,34,.22); color: var(--ink); }
.nav-kidz-dot { width: 6px; height: 6px; flex: 0 0 auto; border-radius: 50%; background: var(--gold-dark); }

@media (min-width: 821px) and (max-width: 1100px) {
  .site-nav { gap: 17px; }
  .site-nav .nav-kidz { padding-inline: 12px; }
  .nav-kidz-long { display: none; }
}

@media (max-width: 820px) {
  .site-nav .nav-item--kidz::before {
    -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 16V8h8v8'/%3E%3Cpath d='M12 11h4l3 5H4'/%3E%3Cpath d='M15 8V5h3v3'/%3E%3Cpath d='M2 19h20'/%3E%3Ccircle cx='8' cy='18' r='1.4'/%3E%3Ccircle cx='16' cy='18' r='1.4'/%3E%3C/svg%3E");
    mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 16V8h8v8'/%3E%3Cpath d='M12 11h4l3 5H4'/%3E%3Cpath d='M15 8V5h3v3'/%3E%3Cpath d='M2 19h20'/%3E%3Ccircle cx='8' cy='18' r='1.4'/%3E%3Ccircle cx='16' cy='18' r='1.4'/%3E%3C/svg%3E");
  }
  .site-nav .nav-kidz { margin: 6px 8px 2px; padding: 11px 14px; border-radius: 14px; }
  .site-nav .nav-kidz .nav-kidz-dot { display: none; }
  .site-nav .nav-career { margin-top: 2px; }
}